San Diego Motorcycle Attorney
Retain an Experienced and Effective San Diego Motorcycle attorney who will fight for your legal rights.
Motorcycle Insurance Information
Q: Should I waive the Uninsured Motorist Coverage on my motorcycle insurance policy?
A: No. The biggest mistake motorcycle riders make in buying insurance is waiving the uninsured motorist coverage. Every motorcyclist should have insurance on his bike. He or she should NEVER waive the Uninsured Motorist Coverage (UM) which is offered to them. In California it must be specifically waived in writing or every vehicle has Uninsured Motorist Coverage. DON'T EVER WAIVE THIS COVERAGE. Many accidents in California are caused by uninsured drivers and the UM coverage would cover you if the other driver doesn't have insurance. The UM coverage would provide some money for you if you are injured in an accident and the guy who caused the accident is uninsured or under insured.
Q: How much insurance coverage should I have on my motorcycle?
A: As much as you can afford, but the personal liability limits should be at least $100,000 per person and the UM coverage should be as much as your liability limits. If possible get $300,000 limits. If you own a home and assets of $1,000,000 or more you need limits of at least $1,000,000 and you should also get an umbrella policy of at least $2,000,000. Umbrella policies usually run around $200 to $500 per year.
Q: How can I keep my motorcycle insurance rates low?
A: Pay your premiums on an annual or semi-annual basis. Shop before you buy. Contact an independent insurance broker and get quotes from at least 5 independent companies before buying. Independent companies usually have lower rates. Some other companies who usually have good rates are: USAA, 21st Century, Wawanesa, and Auto Club. Don't buy from a company who specializes in motorcycle insurance because they usually have higher rates.
Motorcycle Accident Attorneys
• Portland Motorcycle Attorney
• Oregon Motorcycle Accident Attorney
• Portland Motorcycle Accident Attorney
• Colorado Motorcycle Accident Attorney
• Washington Motorcycle Attorneys
• Contact San Diego Motorcycle Attorney
San Diego
Motorcycle Attorney
