At the Law Offices of Dean Goetz we champion the rights of motorcyclists, and are committed to relieving the stress and hardship of your accident. I will not settle your case until you are satisfied. I will keep you informed about your case at all times. I will talk to you on the phone, via email or in person and answer your questions. I will help you get prompt medical treatment, even if you don't have medical insurance and I will advance all monies needed to hire the best experts to maximize your recovery.
My experience and record of demonstrated results in both jury verdicts and settlements are essential when negotiating with insurance companies. I understand motorcyclists and have been representing them successfully for over 25 years. I provide personal service to every one of my clients. I will come to you to personally meet with you, if necessary. I will work hard and aggressively to get you everything you are entitled to receive. I will stand beside you every step of the way.
When you are injured in a California motorcycle accident the other driver's insurance should eventually cover your medical bills, but they are not likely to pay until your case is settled. I work to maximize your financial recovery for your medical bills, pain and suffering, loss of income, motorcycle damage, and any other costs or expenses caused by your accident.
Injured in a motorcycle accident Police Officer said it was my fault [ Dean ] was able to settle my case for the policy limits [...] Reviews
Riding my motorcycle in Rancho Santa Fe car pulled out in front of me we went to trial six figure verdict from a Vista jury [...] Reviews
I was injured in a motorcycle accident on the Coast Highway in San Clemente - Dean Goetz got me a $975,000 settlement [...] Reviews
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Motorcycle vs. Car
Understanding your motorcycle insurance policy is complicated, especially when you are trying to recover from an accident and injuries.
If you have questions, please contact me: (858) 481-8844
Free initial consultation.
If you have Medical Payment coverage, which very few motorcycle owners carry, your auto insurance company will pay the bills through the Medical Payment portion of your coverage. If not, use your medical insurance to pay your bills. If you don't have either Medical Payment coverage or medical insurance, you will need to find physicians who will treat you on a lien basis. Contact an attorney to help you find these doctors.
Assuming the accident is determined to be the fault of the other driver, your lost income will eventually be covered by the other driver's auto liability insurance policy. However, you will get nothing until your case is settled.
No, the liability coverage is to pay for the damages incurred by the other driver and his passengers, if you are at fault in an accident. It does not cover any of your injuries even if you are not at fault, UNLESS you have UM or UIM coverage.
Auto insurance companies will rarely give out this information until it is to their advantage. You need to hire a personal injury attorney who will file a lawsuit. Once that lawsuit is filed the insurance company is required to provide your lawyer with a copy of the insured driver's insurance policy limits.
Medical Payments Coverage - Covers the medical costs (up to the specified limit) resulting from an auto accident for you, your family, or others in your car. This coverage pays regardless of fault. This is also referred to as Personal Injury Protection (PIP).
California does not require Medical Payments Coverage, under the minimum auto insurance requirement law. You may have not chosen to get the medical payments coverage when you purchased your auto insurance policy.
Unlike the bodily injury liability insurance, the medical bills coverage is no fault insurance, and it will pay for your medical bills even if you were at fault in the accident. With Personal Injury Protection medical bills coverage, you'll have a policy that helps pay for the treatment of you and your family even when you are on a bicycle, motorcycle, or pedestrian.
This medical payments - personal injury coverage extends to cover expenses beyond just medical bills, it also covers your loss of wages or services, and in some cases, funeral costs. Personal Injury Protection insurance also can extend to take care of your passengers' bills.
This coverage also covers you and your immediate family when you are on foot as a pedestrian or on a bicycle. This means that say you and your spouse were riding bicycles and hit by a hit and run driver, this no fault medical payments coverage will take care of both of your medicals bills and lost wages.
You will probably recover nothing UNLESS you have UM or UIM coverage on your motorcycle insurance policy. MAKE SURE YOU HAVE THIS COVERAGE ON YOUR BIKE. Uninsured and under insured (UM / UIM) coverages are always available to you, by law.
Uninsured (UM) or under insured motorist (UIM) motorcycle accident insurance coverage protects the policy holder involved in an accident when the other driver, either does not have liability insurance or does not have sufficient bodily injury liability limits.
For example, if you are involved in an auto accident and the at fault driver only had the minimum California Bodily Injury Liability coverage of $15,000 and your medical bills exceed $100,000, your own insurance, the underinsured motorist coverage part, will pay the remaining $85,000, depending on the UM/UIM policy limits that you purchased. There are additional complexities as to how these bills will get paid and by whom, but you should be protected by the UM/UIM.
Adding as much uninsured and under insured motorist coverage as you can afford to your auto insurance policy will help protect you and your family not only in the car, but also on bicycle or as a pedestrian or riding a motorcycle.
Very often bicycle, pedestrian, or motorcycle riders find themselves the victims of a hit and run driver. Statistically, uninsured drivers are the most dangerous on the roads. They tend to be involved in more accidents, as well as more serious injury accidents, and driving older more dangerous vehicles.
According to the California DMV Motorcycle Handbook, if you, as an operator, are involved in a collision which causes more than $750 in property damage to one person, including yourself, or in which anyone, including yourself, is injured, no matter how slightly, you (or your insurance agent, broker, or legal representative) must report the collision to DMV. The CHP or police will not make this report.
You must make this report within 10 days on the Report of Traffic Accident Occurring in California (SR1) form. You can get this form from any DMV or CHP office. This form is also available on the DMV's web site www.dmv.ca.gov. Refer to the California Driver Handbook for more information.
Here's some additional advice on what to do after a motorcycle accident.
After leaving the scene of a motorcycle accident, contact an experienced motorcycle accident and personal injury attorney as soon as possible. I always promptly return all calls and emails.
You need to know what to do and what not to do as soon as possible so you do not jeopardize your injury claim. Also, right after the accident the scene is unchanged and the recollections of witnesses are fresh.
Many people assume that accidents involving a motorcycle are the fault of the rider. Motorcycle accident cases require a knowledgeable attorney to competently handle any bias that motorcyclists may face from those investigating the accident. Dean A. Goetz has had many years of experience successfully handling motorcycle cases and will carefully evaluate all aspects of the case to obtain the maximum benefits for you. Attorney Goetz will fight hard for you to make sure you get everything you are legally entitled to receive.
Dean Goetz is available to provide a free consultation and to answer all of your questions immediately and at no charge.